Types of Reverse Mortgages
Not all reverse mortgages are the same. Compare your options and find the right fit.
What Is a HECM Reverse Mortgage?
The most common type — federally insured, widely available, and backed by the FHA.
Read articleProprietary Reverse Mortgages
Private-label options for homes valued above FHA limits — higher loan amounts, fewer restrictions.
Read articleSingle-Purpose Reverse Mortgages
Low-cost options offered by nonprofits and government agencies for specific uses like home repairs.
Read articleHECM for Purchase Program
Buy a new home using a reverse mortgage — how the purchase program works and who it benefits.
Read articleFixed vs. Adjustable Rate
Pros and cons of each rate type and how your choice affects payment options and borrowing power.
Read articleReverse Mortgage Line of Credit
How the credit line works, its unique growth feature, and why many borrowers prefer this option.
Read articleTenure vs. Term Payment Plans
Monthly payments for life or for a set period — comparing the two disbursement strategies.
Read articleJumbo Reverse Mortgages
Designed for high-value homes — larger loan amounts without FHA lending limits.
Read articleHECM vs. Proprietary: Full Comparison
A detailed side-by-side comparison to help you choose between FHA-insured and private options.
Read articleReverse Mortgage Refinancing
When and why to refinance an existing reverse mortgage — and the costs involved.
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