Disclaimer

Last updated: February 21, 2026

Please read this disclaimer carefully before using reverseready.com (the "Site"), operated by ReverseReady Media LLC ("we," "us," or "our"). By accessing or using the Site, you acknowledge and agree to the disclosures, limitations, and terms described below.

1. Not Financial, Legal, or Tax Advice

The information provided on ReverseReady is for general educational and informational purposes only. It does not constitute and should not be construed as financial advice, investment advice, legal advice, tax advice, or any other form of professional advice.

Reverse mortgages are complex financial products with significant long-term implications for you, your home equity, your heirs, and your estate. Before making any decisions about a reverse mortgage, you should:

  • Consult with a HUD-approved reverse mortgage counselor (required by federal law for HECM loans)
  • Seek advice from a qualified financial advisor who understands your specific financial situation
  • Consult with a licensed attorney regarding the legal implications for your estate and heirs
  • Speak with a tax professional about the potential tax consequences

We make no representations or warranties about the suitability of any reverse mortgage product for your individual circumstances. Every homeowner's financial situation is unique, and what may be appropriate for one borrower may not be appropriate for another.

2. We Are Not a Lender

ReverseReady Media LLC is not a lender, bank, mortgage broker, loan servicer, or financial institution. We do not originate, underwrite, fund, process, or service reverse mortgage loans or any other type of mortgage or financial product.

We do not make lending decisions, determine eligibility, set interest rates, or approve or deny loan applications. We do not have access to your loan file, credit report, or financial account information. Any loan-related inquiries, applications, or servicing matters must be directed to the appropriate licensed lender or servicer.

All reverse mortgage lending is conducted by licensed third-party lenders who are solely responsible for their products, terms, underwriting decisions, and compliance with applicable laws and regulations.

3. FTC Affiliate Disclosure

In accordance with the Federal Trade Commission (FTC) guidelines concerning the use of endorsements and testimonials in advertising (16 CFR Part 255), we make the following disclosure:

ReverseReady is a for-profit affiliate marketing website. We participate in affiliate marketing programs and maintain relationships with third-party lenders, financial service providers, and advertising networks. When you click on certain links on our Site, submit information through our forms, or request a free guide, you may be connected with a third-party lender or service provider.

We may receive compensation from these third parties if you are connected with them through our Site, regardless of whether you ultimately obtain a reverse mortgage. This compensation may take the form of a flat fee, a per-lead payment, or a percentage-based commission.

This compensation arrangement may influence which products, lenders, or services appear on the Site, the order in which they appear, and whether they appear at all. However, our editorial content — including guides, articles, and educational resources — is written independently and is not influenced by our affiliate relationships. Our goal is to provide accurate, balanced information that helps you make informed decisions.

4. No Guarantee of Accuracy

While we strive to provide accurate and up-to-date information, we make no warranties or representations, express or implied, regarding the accuracy, completeness, reliability, or timeliness of any content on the Site. The reverse mortgage industry is subject to frequent changes in regulations, loan limits, interest rates, fees, eligibility requirements, and available products.

Information on the Site, including but not limited to loan terms, eligibility criteria, costs, and program features, may not reflect the most current conditions and should be independently verified with a licensed lender or HUD-approved counselor.

Any examples, calculations, or scenarios presented on the Site are for illustrative purposes only and do not represent actual loan quotes, guaranteed outcomes, or specific product offers.

5. Forward-Looking Statements

Certain content on the Site may contain forward-looking statements regarding potential benefits, outcomes, or projections related to reverse mortgages. These statements are based on current expectations, assumptions, and publicly available information at the time of publication.

Forward-looking statements involve inherent risks and uncertainties. Actual results may differ materially from those expressed or implied due to factors including but not limited to changes in interest rates, home values, government regulations, lending standards, and economic conditions. We undertake no obligation to update forward-looking statements to reflect subsequent events or changed circumstances.

6. NMLS Disclosure

All reverse mortgage lenders referenced, linked, or connected through this Site are required to be properly licensed under applicable state and federal law. Borrowers can verify the licensing status of any mortgage lender or loan originator through the Nationwide Multistate Licensing System (NMLS) Consumer Access website at www.nmlsconsumeraccess.org.

ReverseReady Media LLC is not an NMLS-licensed entity and is not required to maintain an NMLS registration because we do not originate, broker, or service mortgage loans.

7. Third-Party Content and Links

The Site may contain links to third-party websites, resources, or services. These links are provided for your convenience and informational purposes only. We do not control, endorse, or assume responsibility for the content, privacy policies, terms of service, or practices of any third-party websites or services.

Your use of third-party websites and services is entirely at your own risk. We encourage you to read the terms and privacy policies of any third-party site before providing personal information or engaging with their services.

8. Testimonials and Reviews

Any testimonials, reviews, or endorsements that may appear on the Site represent the individual experiences and opinions of those who provided them. Individual results may vary, and testimonials are not intended to represent or guarantee that anyone will achieve the same or similar results. Testimonials are not reviewed or endorsed by any lender or financial institution.

9. Reverse Mortgage Risk Disclosure

Reverse mortgages have specific risks and obligations that borrowers should understand before proceeding:

  • Your loan balance grows over time as interest and fees accrue, reducing your home equity
  • You are required to continue paying property taxes, homeowner's insurance, and maintenance costs — failure to do so may result in foreclosure
  • If you move out of the home for more than 12 consecutive months (including for medical care), the loan may become due
  • A reverse mortgage may affect your eligibility for certain government benefits, including Medicaid
  • Closing costs and fees for reverse mortgages may be higher than traditional mortgages
  • Your heirs will be responsible for repaying the loan balance (typically by selling the home) after the last borrower leaves the home
  • Rising interest rates or declining home values may reduce or eliminate the remaining equity in your home

This list is not exhaustive. Please consult with a HUD-approved counselor and your own financial and legal advisors to fully understand the risks associated with reverse mortgages.

10. Equal Housing Opportunity

All lenders connected through this Site are required to comply with the Fair Housing Act, the Equal Credit Opportunity Act, and all applicable federal and state fair lending laws. Lending services are available on a non-discriminatory basis regardless of race, color, religion, national origin, sex, familial status, disability, marital status, age (provided the applicant has the legal capacity to enter into a contract), or any other characteristic protected by law.

11. Contact Us

If you have questions about this Disclaimer or any of the disclosures above, please contact us at:

ReverseReady Media LLC
Email: contact@reverseready.com

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