Terms of Use

Last updated: February 21, 2026

1. Acceptance of Terms

By accessing or using reverseready.com (the "Site"), operated by ReverseReady Media LLC ("we," "us," or "our"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to all of these Terms, you must not use the Site. We reserve the right to modify these Terms at any time, and your continued use of the Site after any changes constitutes acceptance of the updated Terms.

Your use of ReverseReady is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding your personal information.

Age Requirement

You must be at least 18 years of age to use ReverseReady. By using this website, you represent and warrant that you are at least 18 years old. If you are under 18, you may not use this website or submit any personal information through it.

2. Description of Service

ReverseReady is an independent educational website that provides information about reverse mortgages for homeowners aged 62 and older. We are not a lender, bank, mortgage broker, or financial advisor. We do not originate, underwrite, fund, or service mortgage loans of any kind. The information on this Site is for general educational purposes only and should not be construed as financial, legal, or tax advice.

3. Use License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for personal, non-commercial informational purposes. Under this license, you may not:

  • Modify, copy, or reproduce any content from this Site for commercial purposes without prior written consent
  • Use any data mining, robots, scraping, or similar automated data-gathering tools on the Site
  • Frame or mirror any portion of the Site on any other server or internet-based device
  • Remove any copyright, trademark, or other proprietary notices from Site materials
  • Transfer, sublicense, or assign any rights granted under these Terms to another person or entity

This license terminates automatically if you violate any of these restrictions and may be terminated by us at any time for any reason.

4. User Conduct

When using the Site, including submitting any forms or contacting us, you agree to:

  • Provide accurate and truthful information
  • Not impersonate any person or entity or misrepresent your affiliation with any person or entity
  • Not use the Site for any unlawful purpose or in violation of any applicable local, state, national, or international law
  • Not transmit any viruses, malware, or other harmful code
  • Not attempt to gain unauthorized access to any portion of the Site, its servers, or any connected systems
  • Not interfere with or disrupt the Site's functionality or the networks connected to the Site

5. Affiliate Links and Third-Party Services

This Site contains affiliate links that may connect you with third-party lenders, financial service providers, and other businesses. When you click on an affiliate link or submit information through our forms, you may be redirected to a third-party website or connected with a third-party service provider. We may receive compensation from these third parties if you engage with their services.

We do not control, endorse, or assume responsibility for the content, privacy practices, or terms of service of any third-party websites or services. Your interactions with third-party providers are governed solely by their respective terms and policies. We encourage you to read the terms and privacy policies of any third-party site before providing personal information or entering into any agreement.

6. Disclaimer of Warranties

The Site and all content, materials, and information provided on it are offered on an "as is" and "as available" basis without any warranties of any kind, either express or implied. To the fullest extent permitted by applicable law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, and accuracy.

We do not warrant that:

  • The Site will be uninterrupted, secure, or error-free
  • The information on the Site is complete, current, or accurate
  • Any results or outcomes will be achieved from the use of information on the Site
  • Any defects or errors on the Site will be corrected

Reverse mortgage products, rates, fees, eligibility requirements, and regulations change frequently. The information on this Site may not reflect the most current industry conditions. Always consult with a HUD-approved reverse mortgage counselor and licensed professionals before making financial decisions.

7. Limitation of Liability

To the maximum extent permitted by applicable law, ReverseReady Media LLC, its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, arising out of or related to:

  • Your access to, use of, or inability to use the Site
  • Any content, information, or recommendations obtained from the Site
  • Any interactions with third-party lenders, service providers, or advertisers linked from the Site
  • Unauthorized access to or alteration of your personal data or transmissions
  • Any financial decisions made based on information obtained through the Site

In no event shall our total liability to you for all claims arising from or related to the Site exceed one hundred dollars ($100.00 USD).

8. Indemnification

You agree to indemnify, defend, and hold harmless ReverseReady Media LLC, its officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Site, your violation of these Terms, or your violation of any rights of a third party.

9. Intellectual Property

All content on the Site, including but not limited to text, graphics, logos, icons, images, audio clips, and software, is the property of ReverseReady Media LLC or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws. The ReverseReady name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of ReverseReady Media LLC.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Wyoming, United States, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Wyoming.

11. Severability

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

12. Changes to These Terms

We reserve the right to update or modify these Terms at any time without prior notice. Changes become effective immediately upon posting to the Site. The "Last updated" date at the top of this page indicates when these Terms were most recently revised. Your continued use of the Site following the posting of any changes constitutes acceptance of those changes.

13. Contact Information

If you have questions about these Terms of Use, please contact us at:

ReverseReady Media LLC
Email: contact@reverseready.com

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