Guides & Resources
Practical, step-by-step guides to help you navigate the reverse mortgage process with confidence.
The Application Process
A step-by-step walkthrough of applying for a reverse mortgage — from first inquiry to funding.
Read guideChoosing a Lender
What to look for in a reverse mortgage lender, questions to ask, and red flags to avoid.
Read guidePreparing for Counseling
How to get the most out of your required HUD counseling session — what to bring and what to ask.
Read guideThe Appraisal Process
What appraisers look for, how your home value affects proceeds, and what to do if the appraisal is low.
Read guideWhat to Expect at Closing
The final step — documents you will sign, timeline, and your right of rescission.
Read guideManaging Your Funds
Smart strategies for using reverse mortgage proceeds — budgeting, investing, and avoiding pitfalls.
Read guideTax Implications
How reverse mortgage proceeds, interest, and property taxes interact with your tax situation.
Read guideProtecting Yourself From Scams
Common reverse mortgage scams targeting seniors and how to spot and avoid them.
Read guideExit Strategies
Your options for repaying or leaving a reverse mortgage — selling, refinancing, or paying off the balance.
Read guideFamily Guide to Reverse Mortgages
A guide for adult children and family members to understand a loved one's reverse mortgage.
Read guide